While the democratization of Capitalism via the huge increase in investing by the general public over the past 30 years is a wonderful thing, there is also a downside. The downside is that people complain when they lose, and expect the government to do something about it - or to prevent it. They want to privatize gain but socialize risk.
Related: How Fannie and Freddie co-opted the politicians. As Rush says re F and F, where are the investigations? The special prosecutors?