We are a commune of inquiring, skeptical, politically centrist, capitalist, anglophile, traditionalist New England Yankee humans, humanoids, and animals with many interests beyond and above politics. Each of us has had a high-school education (or GED), but all had ADD so didn't pay attention very well, especially the dogs. Each one of us does "try my best to be just like I am," and none of us enjoys working for others, including for Maggie, from whom we receive neither a nickel nor a dime. Freedom from nags, cranks, government, do-gooders, control-freaks and idiots is all that we ask for.
The answer is "The Federal Taxpayers EVERYWHERE in the USA."
Blame it on LBJ. He got the Federal Flood Insurance passed as part of the Great Society that incidentally resulted in a boom in beach front property values in Texas....and every where there's a beach in the US.
Over the years, the Feds have tightened up on the building codes for covered property improvements like have an open car port under the house to keep surge waters out of the main living space, stuff like that.
My dad with a beach front condo on a Gulf Coast beach says "Thanks Wisconsin, thanks Iowa!"
Even better, these same states will go to the Feds and ask for millions of dollars for new sand to pour on the beach -- which will get washed away in the next big storm.
Of course, in a few days we may be saying the same thing about Manhattan and the people around Long Island Sound. How do we stop it when it is the wealthy city folks who want their waterfront home? And more prudent taxpayers to share the cost.
Long ago, before the internet, I read a story about a spit of sand I believe in the NE. Well, along came the city folks to buy and build their homes on this land. All the while laughing at the local rubes who hadn't taken advantage of such prime real estate. Building instead up on the bluff inshore of the "sound". Of course, the old timers knew that that bit of land hadn't reached out across the sea only 5 years before and was apt to be breached by the next passing hurricane.
.....
Ah, but little did the locals know, the city folk had powerful friends in Washington who could share the risk while they enjoyed the reward.
The same goes for the homes perched atop mountain peaks in the Rockies (or other such heights). One bad winter for the ice slides or floods to trash the site.
Growing up in NW Florida, before federal flood insurance, it was common knowledge that the only people who build anything at the beach (a long barrier island about 3 feet about high tide) were fools and/or damned Yankees.
Wow. You disgust me. While I agree that it is foolish and irresponsible to build on the shoreline, especially in areas prone to hurricane activity, saying that someone's home deserves to be washed away is a horrible thing. I hope you never have a natural disaster happen that threatens your home or your livelihood. You should be ashamed.