Big surprise: Federal flood insurance encourages people to live in flood zones!
Who could have anticipated that? Taxpayers bribe people to live in flood zones. Brilliant! For total stupidity, NOLA is not even a flood zone - it is permanently below sea level, and always has been. Why am I, who made the reasonable decision to live above sea level, responsible for the life choices of people who want to live underwater?
And, of course, flood zones and flood plains are basically "wetlands." One might think these places should be protected from development for environmental and flood control reasons. A farm? OK, if you understand that it will periodically get flooded while being delivered a good supply of fresh, healthy silt for your next crop.
I know about flood zones. Part of our property is in one. We keep it in horse pasture, and our pool is down there. House and barns are above. People in 1786 weren't stupid, and they did not expect the government, ie their neighbors, to protect them from nature.
Furthermore, if you believe Al Gore that the water is rising, perhaps we should be bribing people to move further from water...but nobody believes Al Gore anymore.