We are a commune of inquiring, skeptical, politically centrist, capitalist, anglophile, traditionalist New England Yankee humans, humanoids, and animals with many interests beyond and above politics. Each of us has had a high-school education (or GED), but all had ADD so didn't pay attention very well, especially the dogs. Each one of us does "try my best to be just like I am," and none of us enjoys working for others, including for Maggie, from whom we receive neither a nickel nor a dime. Freedom from nags, cranks, government, do-gooders, control-freaks and idiots is all that we ask for.
You can't fool Mother Nature. We know why you built there. Federally-subsidized flood insurance. It all makes no sense to me. Unsheltered waterfronts are not for housing, nor are river floodplains. They are called floodplains for a reason.
Not near an ocean here, but along the rivers every year or two the people get flooded out and are seen on TV every night in despair. Many of them are relatively poor and not like those along the coasts. When you lose everything year after year it is time for a new plan. Some of them have flood insurance and others don't. I don't get it.
No different than than the gummit spending millions to fight fires out here in the West to protect peoples houses in fire prone areas. Most of the $$ spent is for structure protection of house tht are built in the woods with no defensible space. The big secret of the west and forest fires.
At the same, there is a necessity to build on coasts or floodplains. You can’t build a ocean port in Dubuque, and you can’t load a river barge from an elevator on a bluff above the river. The people who operate such facilities cannot live an inconvenient distance from them. That is, a city such as New Orleans must exist, at the point where ocean shipping cannot go any farther inland, and riverine shipping cannot go any farther to sea. Those cities grow (I’m guessing the picture is a Boston suburb, maybe Scituate), and a port town will expand up and down the coast. Scituate itself was, at one time, an important port for fishing and ship building; fishermen and shipwrights, by necessity, live near the water.