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Thursday, December 22. 2016

Here's the Real Reason You Should Never Warm Up Your Car (h/t Insty)

Sugar Wars: Junk Food, Junk Science, or Both?

Baby Boomers Increasingly Having Social Security Checks Garnished To Cover Student Loan Payments

An Avoidable Crash in Car Loans

Homogenization of Temperature Data By the Bureau of Meteorology

German Officials Tried to Send Berlin Market Killer Back to Tunisia But ‘Couldn’t’

" Sometimes I just want to ask some people "Is there any liberal cliche that you don't believe?" "

Arrest made in ‘Vote Trump’ burning of Mississippi black church

Dowd: Election Therapy From My Basket of Deplorables

The Vast Cognitive Gulf between the Left and the Right

The New Swing Voters Are Suburbanites And Populist, And Both Lean Right

Why Trump’s Victory Is a Pivotal Turning Point in Human History

This election didn’t merely expose the failure of six months of campaigning by the Democratic Party. This election exposed the failure of SIX DECADES of leftist propaganda to have any cumulative effect at all.

The Delegitimization Of Donald Trump - Hillary Clinton’s defenders are assiduously working to define how the 2016 presidential outcome came to be.

Freakout On the Left

Fake news: Remember the basic rule: 95 percent of reported hate crimes are hoaxes, especially so on college campuses.

Fear is a totally rational reaction to the Donald Trump presidency

Trump could deliver the ‘transformation’ Obama only promised

Z-man on legal immigration:

... low levels of legal immigration are probably a good thing. The people willing to go through all the steps it takes to migrate legally are going to be people who scrupulously observe the law. They are not coming here just to screw it all up for everyone including themselves. Recent legal immigrants tend to be hyper-patriotic for that reason. They take nothing for granted because they had to earn their citizenship. Their presence is a healthy reminder that citizenship has value.

Just 34,000 migrants out of 1.2million to arrive in Germany in the last two years have found work, government reveals

Posted by Bird Dog in Hot News & Misc. Short Subjects at 04:40 | Comments (53) | Trackbacks (0)

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"Arrest made in ‘Vote Trump’ burning of Mississippi black church"

I'll see your "truthy" and raise you $20.

But how better to advance the narrative than a burned black church?

Actual black suffering and carnage (e.g., what happens daily in Chicago)? Liberals are silent. It's as if they only care about blacks when it's politically advantageous to do so.

#1 Bill Carson on 2016-12-22 06:44 (Reply)

The link says the perp is an Af-Am. From other reports, the pastor of that church says the perp is a parishoner, or whatever a Missionary Baptist Church calls its members. In other words, another fake hate crime.

#1.1 BillH on 2016-12-22 10:28 (Reply)

So they arrest a black guy for setting fire to a church that has the words "vote Trump" painted on it, and we're led to believe he's the guy doing the painting?

I seriously doubt it, there are no errors in the 'vote Trump' statement.
More likely someone painted "vote Trump" on the church, maybe the pastor, and the guy decided to vandalise that statement by burning down the building.

#2 JTW on 2016-12-22 07:53 (Reply)

Someone did not read the comments on Instys "Why you should not let your car warmup" I will add that fuel injection is supposed to eliminate that pesky 'excess gas mixing with the oil' narrative. As is common, that branch of media had a hole to fill and did it with blather

#3 bgarrett on 2016-12-22 09:00 (Reply)

I have been warming up my car in the winter for over 5 decades and have not noticed any degradation in my cars performance. I keep all of my cars for at least 140K or 10 years and they still run like a champ. A bit rusted when I lived in MI, not a problem since I moved to NC. The article is rubbish.

#4 ron snyder on 2016-12-22 09:20 (Reply)

I never warm up my cars unless covered in snow (they go in the garage when at home anyhow). Keep mine for at least 200k except that damn BMW my wife wanted. I just go easy on the gas until the temperature gauge starts to rise.

#4.1 NJSoldier on 2016-12-22 10:59 (Reply)

Our cars live outdoors, though they do have block heaters. During the recent cold snap, spouse was turning the block heater on (we have rigged things so can do this from in the house) for several house before going out and starting car - even if we weren't going out just yet - to ensure car WOULD start. On the rare occasions we started travelling without a bit of warming up, we were rewarded by having all windows fog up. Adequate visibility being extremely desirable, we would then have to pull over and let the car warm up to the point the windshield at least was clear.

#4.2 Frances on 2016-12-22 21:54 (Reply)

QUOTE:

Homogenization of Temperature Data By the Bureau of Meteorology ... None of these organizations will say or explain what they are doing or are being vague when asked. Raw data is being removed from public scrutiny and no one knows if it is actually being destroyed.

False and false.

#5 Zachriel on 2016-12-22 09:20 (Reply)

A denial, not an argument against. Negative one point for the Gang of Z for not presenting an argument.

#5.1 Sam L. on 2016-12-22 12:57 (Reply)

Glad you asked.

#5.1.1 Zachriel on 2016-12-23 08:45 (Reply)

Unsubstantiated claims by you. There is no fallacy you won't try.

#5.2 DrTorch on 2016-12-22 13:57 (Reply)

DrTorch: There is no fallacy you won't try.

No. An unsupported claim is not a fallacy.

#5.2.1 Zachriel on 2016-12-23 08:44 (Reply)

^ The robot hasn't been programmed to appreciate that blatant rhetorical hypocrisy is a fallacy. Within one thread, even.

There's probably a classical fallacy for that, as often as it deploys it.

#5.2.1.1 Ten on 2016-12-23 09:35 (Reply)

We have provided support for the claim as requested.

#5.2.1.1.1 Zachriel on 2016-12-23 09:58 (Reply)

QUOTE:

None of these organizations will say or explain what they are doing or are being vague when asked.

Statistical homogenisation for dummies

Many scientific papers include homogenization methodology, but there are a number of papers which deal directly with the issue. E.g., Peterson et al., Homogeneity adjustments of in situ atmospheric climate data: a review, International Journal of Climate 1998; Costa & Souras, Homogenization of Climate Data: Review and New Perspectives Using Geostatistics, Mathematical Geosciences 2009; Reeves et al., A Review and Comparison of Changepoint Detection Techniques for Climate Data, Journal of Applied Meteorology and Climatology 2007.

Importantly, newer statistical methods confirm the same trends as of conventional homogenization.

QUOTE:

Raw data is being removed from public scrutiny and no one knows if it is actually being destroyed.

Here ya go! You're welcome.

#5.3 Zachriel on 2016-12-23 08:59 (Reply)

Why Trump’s Victory Is a Pivotal Turning Point in Human History

This election didn’t merely expose the failure of six months of campaigning by the Democratic Party. This election exposed the failure of SIX DECADES of leftist propaganda to have any cumulative effect at all.

This is rubbish; nonsense. In fact, this blind, presumptive, naive proclamation is itself an extension of the right's complete failure to identify its own core and hold to it. Rather, this is the right literally enabling its and the nation's demise, at least as the founded ideal was supposed to have it.

Trump as Jefferson? Preposterous. He's a populist reaction, one without a known heading on the political compass at all. He's almost as much mass projection as Baraq.

The possible collapse of six decades of leftist's most peripheral appearances and projections pales by comparison to the right's ten decades of failure to simply hold original ground. The standard right is intellectual sloth personified. It has all but no interest in classical liberalism and has had about as much effectiveness maintaining its structure.

#6 Ten on 2016-12-22 09:27 (Reply)

QUOTE:

This election didn’t merely expose the failure of six months of campaigning by the Democratic Party. This election exposed the failure of SIX DECADES of leftist propaganda to have any cumulative effect at all.

It's always interesting to note how often this type of polemic is dated to the dawn of the Civil Rights Movement. In any case, the end of Jim Crow is an obvious counterexample to no "cumulative effect at all".

The rest of the article is similarly full of unsubstantiated huffing and puffing.

#6.1 Zachriel on 2016-12-22 09:41 (Reply)

For those insisting on arguing with the robot, stuff like this will probably power another endless thread of 'bot-fisking and you getting lost in the weeds, it's sole evident purpose.

This means that the 'bot isn't actually pertinent to real human value or principle. If it were we'd be talking about the nature and substance of reform and virtue, not anonymous partisan gotchas as far as the eye can see.

#6.1.1 Ten on 2016-12-22 10:05 (Reply)

Ten: stuff like this ... The Secret Racist History of the Democratic Party

It's not a secret (whitesplaining civil rights).

Ten: isn't actually pertinent to real human value or principle. If it were we'd be talking about the nature and substance of reform and virtue

We do, civil rights being an important aspect of reform and social virtue. The article makes faulty claims, choosing its baseline as 1966, the time that the Civil Rights Movement implemented substantial political and cultural changes in America. Notably, you ignored the point.

#6.1.1.1 Zachriel on 2016-12-22 10:18 (Reply)

Sorry, the baseline was six decades ago, which would be 1956, the dawn of the modern civil rights movements.

#6.1.1.1.1 Zachriel on 2016-12-22 10:27 (Reply)

There you have it, folks. Inside of fifteen minutes the robot has done what it's programmed to do: Reroute the goalposts, claim the context, limit the context, refuse to consider valid disagreement and its real ramifications, muddy perspective, and just as predicted, end the subject by lobbing all that racket into the "conversation" from another angle entirely in the first place.

I think we can safely call this programming. And if I keep this up, it'll devolve into just another endless thread until somebody belts the thing hard enough with its failings to finally shut it up. It's as predictable as it is boring.

#6.1.1.1.2 Ten on 2016-12-22 10:28 (Reply)

Ten: refuse to consider valid disagreement

Your last two comments didn't offer a valid disagreement or even discuss the article. As for your first comment, we will respond directly.

#6.1.1.1.2.1 Zachriel on 2016-12-22 11:18 (Reply)

Z: It's not a secret (whitesplaining civil rights).

And then there's Democratsplaining (lying): https://www.democrats.org/about/our-history

#6.1.1.1.3 mudbug on 2016-12-22 12:54 (Reply)

Diversion.

#6.1.1.1.3.1 Zachriel on 2016-12-23 09:00 (Reply)

"Social virtue" - who are you to impose your values on others' civilization?

#6.1.1.1.4 DrTorch on 2016-12-22 14:00 (Reply)

Yup.

We often read nowadays of the valor or audacity with which some rebel attacks a hoary tyranny or an antiquated superstition. There is not really any courage at all in attacking hoary or antiquated things, any more than in offering to fight one’s grandmother. The really courageous man is he who defies tyrannies young as the morning and superstitions fresh as the first flowers.

— G.K. Chesterton, What’s Wrong with the World, 1910.

#6.1.1.1.4.1 Ten on 2016-12-22 19:32 (Reply)

DrTorch: "Social virtue" - who are you to impose your values on others' civilization?

Who are they to impose their stoplights on other people!?

#6.1.1.1.4.2 Zachriel on 2016-12-23 09:01 (Reply)

^ Heh. A scant three comments and one whole minute before this emission the robot trotted out "diversion" as its iron-clad defense against reality.

In with its missing anti-hypocrisy routine and nobody'll-ever-notice subroutine, apparently the thing is also lacking a consistency-checking loop, not that that wasn't already apparent.

I suspect it's bias programming. Those tend to be firmware. Hard to argue with original code.

#6.1.1.1.4.2.1 Ten on 2016-12-23 09:40 (Reply)

Ten: A scant three comments and one whole minute before this emission the robot trotted out "diversion" as its iron-clad defense against reality.

The comment directly addressed the issue by pointing to a parallel. Notably, you diverted to a discussion about pertinence to human value or principle. We did address that diversion, but you continued to ignore the point that such polemics are so often dated to the dawn of the Civil Rights Movement.

#6.1.1.1.4.2.1.1 Zachriel on 2016-12-23 09:56 (Reply)

I'm going to put an empty comment here and see if the robot is triggered into replying. Let's try the keywords, irony and lying and see if it goes off on some new tangent claiming it's been entirely pertinent this whole time.

Despite the obvious limits to its abilities, I see its programmers have endowed it with something of an ability to quip or attempt humor, albeit just as off-entered as its serious output. Stuff like truthiness! as its attempt at mimicking sarcasm peppered in with its scads of serious accusations of hand-wavings and constant intonations about just how rigorous its approach must be, it being a robot and all.

This tends to indicate they have the time to improve their machine, even if they fail to give it objectivity and truthfulness. I think that speaks to their intent. Although I'll admit it must be hard to include real human perspective in even a hundred thousand lines of code.

#6.1.1.1.4.2.1.1.1 Ten on 2016-12-23 10:23 (Reply)

On the one hand the connection to civil rights and Jim Crow is purely coincidental. On the other hand there is a direct connection. In the mid-60's two joyous things happened: 1. An emphasis and awareness of civil rights and the disgrace that had been going on (mostly in the south but not entirely) in the treatment of blacks. 2. The Democrat party fell apart as it was mostly made up of the KKK, Southern racists and other haters.

The Democrat party reformed itself (to it's credit) and embraced the minorities and one could even say was taken over by the minorities. In the next 20 years the Democrats became the party of the special interest group buying votes by promising free stuff to these "diverse" groups. This worked for them and they became a dominating political party. Most Republicans/conservatives were lazy and many didn't bother to vote. Most were raising families, working jobs and trying to live their life and simply weren't paying attention. The MSM cooperated with the left in hiding the worst transgressions of the neo-Democrats and life was good. Sure Jimmy Carter scared the freaking crap out of us all but Reagan saved the world and brought sanity back to the economy. But then Bill Clinton and Harry Reid and Nancy Pelosi along with the black mafia ran rampart through the treasury and began working more openly with the various American communist groups and the MSM couldn't hide it all. The last straw was Hillary, probably a worse criminal then any past Democrat (and that is a feat of accomplishment to be sure) was going to be president. That scared the bejesus out of a lot of people who only wished someone, anyone decent wouuld run for president against here. But the cuckservatives gave us Jeb (a nice guy to be sure) and a handful of faux-conservatives to pick from. But lo and behold in our time of need a candidate came who wasn't a cuckservative, who didn't spend happy time with Reid and Pelosi, who broke all the rules and wasn't cowed by the MSM and talking heads. And a miracle occurred and the silent majority took time out from trying to keep their jobs and take care of their families and supported him and came out and voted for him. So even with 2 million illegal voters voting for the Hildabeast and even with another couple million dead people and people voting twice in Democrat precincts all around the country Trump won.
Now all of the old Jim Crow's and wise men from the East and the black mafia are outraged that they lost the prize. As they thrash around to assign fault they point in every direction, they throw out every nasty insult and slur. They reach into the bottom of their barrel for the race card and the misogyny card to throw at innocent people for daring to be white or male and voting (once). It's an outrage.

#6.1.2 SweetPea on 2016-12-22 12:27 (Reply)

SweetPea: They reach into the bottom of their barrel for the race card and the misogyny card to throw at innocent people for daring to be white or male and voting (once).

Actually, it was Trump who introduced ethnic divisiveness into his campaign, starting with his announcement of his candidacy.

Trump: "When Mexico sends its people, they're not sending their best. They're not sending you. They're not sending you. They're sending people that have lots of problems, and they're bringing those problems with us. They're bringing drugs. They're bringing crime. They're rapists. And some, I assume, are good people."

As for misogyny,

Trump: “I don’t even wait. And when you’re a star, they let you do it. You can do anything. Grab them by the pu$$y. You can do anything.”

#6.1.2.1 Zachriel on 2016-12-23 09:07 (Reply)

Every rock star and movie star in the world says and does the same thing and not just the men. Kind of the luck and the curse of being famous and rich in our society. Bragging about their sexual exploits is the norm. It requires extreme contortions to call it misogyny. A number of female stars promised blowjobs for Hillary votes. God knows how many sports stars and movie stars wrote their biographies and made Trump look like a choir boy with their own excesses. Yet some how a little locker room talk taken out of context can serve the slanderers and fascists purpose.

As for the comments about Mexican illegals and other border crosser criminals what Trump said was true. Being true it cannot be racist it is, well, merely true. You can argue it's truth or regret it's truth but you cannot honestly say it was racist. But since when is the word "honestly" and liberal ever used in the same sentence.

Classic Saul Alinsky. Seriously I do not understand why or how you can do this with a straight face. It was like my children when they were young would lie to your face and when caught only regret being caught. It would seem so demeaning to tell these lies in public where everyone knows you are a liar but yet you do it. It is like Harry reid lying about Mitt Romney and later after being callled out not being ashamed or contrite. The end justifies the mean for you whackos doesn't it, just as it does for all fascists.

IMHO there is no politician left or right who is less bigoted and more honest than Trump. And yet the left trots out that tired old race/misogyny card without regard to truth or facts. Personally I am kinda glad you nuts on the left keep doing it. Keep pulling back the covers in your fervor to steal the election it shows more people who you really are. Someone famous once described you all; a basket of deplorables.

Try something different. Make a new years resolution to stand by your beliefs and debate ideas and not resort to slander and lies.

#6.1.2.1.1 SweetPea on 2016-12-23 11:19 (Reply)

SweetPea: Every rock star and movie star in the world says and does the same thing and not just the men.

Bragging about exploits is quite a different matter than bragging about how you can use your power for non-consensual groping.

SweetPea: As for the comments about Mexican illegals and other border crosser criminals what Trump said was true.

The vast majority of Mexican immigrants are not rapists or drug dealers. He insulted the entire community.

#6.1.2.1.1.1 Zachriel on 2016-12-23 11:34 (Reply)

Non consensual groping??? Didn't you read the comment??? He was saying that the women are so enthralled with his fame and his money (ditto for rock stars, movie stars and athletes) that they WANTED him to do this. He was talking about easy consensual sex.

"The vast majority of Mexican immigrants are not rapists or drug dealers. He insulted the entire community."

Yeah, that's the left wing meme, i.e. make believe Trump insulted you so we can castigate the entire right wing who supported him. But in fact what he said was 100% true, period. He never said ALL of the illegals are drug dealers or rapists, duh! BUT it's worth noting that ALL of the illegals are criminals who display an unwillingness to obey our laws.

#6.1.2.1.1.1.1 SweetPea on 2016-12-23 14:55 (Reply)

SweetPea: Non consensual groping???

Precisely. You have a man who could end their career, not asking permission, not even waiting, but just grabbing them, knowing they can't complain. Yeah, that's groping.

#6.1.2.1.1.1.1.1 Zachriel on 2016-12-23 15:20 (Reply)

What careers? He was talking about camp followers and hangers on. And he was talking about "you could and they would like it" not I did against their will". There was no groping anymore than there was on your wedding night. What a tool you are you must have taken lessons from Harry Reid. This hypothetical is a left wing wet dream and not truth. The very same left wing that protected and adored the groper in chief Bill Clinton.

#6.1.2.1.1.1.1.1.1 SweetPea on 2016-12-24 10:09 (Reply)

SweetPea: There was no groping anymore than there was on your wedding night.

Ha! Ha! Now that's funny.

'Don't you know who I am?'

#6.1.2.1.1.1.1.1.1.1 Zachriel on 2016-12-24 11:29 (Reply)

You are aware, I'm sure, that these accusers where bought and paid for (30 pieces of silver I believe is the going rate) by the Democrats.

The irony is, I believe if Trump had lost he would have taken legal action against these false accusations. But as president elect it would simply interfere with his ability to do the job. So we won't get to hear the facts.

Hint: Gloria Allred by choice only takes on the most wild ass claims in the world. So if your attorney is Gloria Allred most likely you are hoping the person being sued will settle rather than deal with a public airing of her lies.

#6.1.2.1.1.1.1.1.1.1.1 SweetPea on 2016-12-24 14:28 (Reply)

Zach, here's a video of a cat in a shark costume riding a roomba:

https://www.youtube.com/watch?v=tLt5rBfNucc&t

#6.1.3 Jim on 2016-12-22 15:59 (Reply)

Ten: In fact, this blind, presumptive, naive proclamation is itself an extension of the right's complete failure to identify its own core and hold to it.

This is a typical fallacy of composition. The political right is not a single thing. While the political right can be characterized by the belief that certain social orders and hierarchies are inevitable, natural, normal, or desirable; there are a wide variety of views within the class. For instance, not all conservatives hold to classical liberalism.

Ten: Trump as Jefferson? Preposterous.

We agree. Jefferson was an intellect of the first order. Trump is not an intellect by any reasonable measure. As you said, Trump is "a populist reaction, one without a known heading on the political compass at all."

Extract from John F. Kennedy’s Remarks at a Dinner Honoring Nobel Prize Winners of the Western Hemisphere: "I think this is the most extraordinary collection of talent, of human knowledge, that has ever been gathered together at the White House, with the possible exception of when Thomas Jefferson dined alone. Someone once said that Thomas Jefferson was a gentleman of 32 who could calculate an eclipse, survey an estate, tie an artery, plan an edifice, try a cause, break a horse, and dance the minuet."

#6.2 Zachriel on 2016-12-22 11:27 (Reply)

QUOTE:

The Delegitimization Of Donald Trump - Hillary Clinton’s defenders are assiduously working to define how the 2016 presidential outcome came to be.

QUOTE:

'White Supremacists, White Nationalists'

The fact that Trump appealed to white dispossesion may make it hard for him to govern, but it turns out that white nationalist votes do count (and due to the Electoral College, they usually count for more than those of minority voters).

QUOTE:

'Low grade fever'

Russian interference in the election certainly had some effect at the margins. That they have little to lose by provoking the Americans is a very dangerous situation. The West is vulnerable to continued intrusions, and not just foreign propaganda.

Comey's break of protocol days before the election was probably the single greatest factor.

#7 Zachriel on 2016-12-22 09:50 (Reply)

as blowjob bill used to say,

it's the Constitution, Loser.

#7.1 Will Bithers on 2016-12-22 12:17 (Reply)

Reminds me of that joke about a newspaper headline: "Killer asteroid to hit the earth and kill everyone, minorities and women most affected".

#7.2 GoneWithTheWind on 2016-12-22 22:08 (Reply)

QUOTE:

Z-man on legal immigration ...That’s ultimately the truth about the open borders crowd. They place no value on citizenship. That’s because they put no value on people.

Z-man conflates general immigration with refugees. Germany has opened its doors to refugees, millions having been displaced by war. There's a risk involved and there is a valid discussion to be had concerning managing that risk, but to say it's because those who advocate for refugees place no value on people is just ideological ignorance.

#8 Zachriel on 2016-12-22 10:00 (Reply)

Those who advocate for refugees are useful idiots. The place for Syrian refugees is other parts of Syria or other Muslim countries. It isn't Western Europe.

#8.1 NJSoldier on 2016-12-22 12:29 (Reply)

NJSoldier: Those who advocate for refugees are useful idiots. The place for Syrian refugees is other parts of Syria or other Muslim countries.

Muslim countries are already hosting millions of refugees, with far fewer resources.

NJSoldier: It isn't Western Europe.

Not so long ago, refugees comprised much of Europe's population. They still remember.

#8.1.1 Zachriel on 2016-12-23 09:10 (Reply)

Selective omission, again.

His break of protocol to announce that the report on Hillary's homebrew email server would not be forwarded to the DoJ, though he all but admitted that she was guilty and would have been convicted if she had not had sufficient political influence to avoid even being charged, was a far more serious instance of voiding the protocol that the FBI/DoJ only speak in court. This was especially true since the reasoning was the she wasn't indictable, as it is not within Comey's authority to make decisions on prosecution. That should have fallen to, eventually, Lynch, and she should have been answering those questions.

The second and third announcements were only necessary because Comey made the first.

#8.2 Christopher B on 2016-12-22 15:29 (Reply)

Christopher B: His break of protocol to announce that the report on Hillary's homebrew email server would not be forwarded to the DoJ, though he all but admitted that she was guilty and would have been convicted if she had not had sufficient political influence to avoid even being charged

That is directly contrary to Comey's statement. He said to charge her would be the unequal standard.

#8.2.1 Zachriel on 2016-12-23 09:11 (Reply)

re Here's the Real Reason You Should Never Warm Up Your Car

All I saw was opinion. No link to data.

How much actual extra engine wear is there? Must be negligible, as it hasn't seemed to hurt my vehicles.

If my wife's car windows are covered with frost I warm it up until the windows are thawed. In addition, who hasn't experienced their interior windows steaming over before the interior warms up? And that's a safety hazard. Being unable to see out of your windows is not a good thing.

Anyone ever try pouring oil out of it's container at -20?

Maybe it doesn't hurt engines to stomp on the gas and head out as soon you you hit the switch, but I want my oil warmed up before before hitting those higher rpms.

QUOTE:

Watch for yourself and let a real engineer explain why you should stop warming up your car.

Heh.

And I can also listen to a real scientist tell me about global warming.

But I am just a feeble minded old fart. WTH do I know?

#9 feeblemind on 2016-12-22 10:18 (Reply)

"The engine will warm up faster, and therefore you'll get nice warm heat coming out of the vents sooner, which is what you want anyway."

You frozen idiots are too dumb to wait somewhere warm like inside your house while your vehicle heats up, you sit in the cold vehicle because a tape worm has more functional sense than you do.

#10 Guildofcannonballs (Link) on 2016-12-22 12:01 (Reply)

Avoidable crash in car loans.

The NYT seems determined to make it so that people with low or no credit score have no access to loans. They are against payday lending, subprime auto loans, etc.

It is far more important to them that someone living month-to-month not be charged 30% APR than it is whether that person loses their job because they cannot get their car fixed or replaced in order to commute to the job.

They write "an annual rate so high that a lender can turn a profit even when many borrowers default." as if that is a bad thing.

#11 Douglas2 on 2016-12-22 12:55 (Reply)

Warming up your car. There is some truth and some myth to this. First of all the engines today are made to much closer tolerances than the engines of the early days of the horseless carriage. A automobile engine is designed to start cold and run hot thousands and even millions of times in it's life. The pistons are designed to be slightly oval when cold and this compensates for their expansion when hot. The cylinder conversely is perfectly round. When your engine is cold if you drive away and drive too fast (or at least rev the engine excessively) this ovalness works against you and will cause excessive wear. Drive carefully and you are less likely to cause that wear. OR you could warm it up and cause less wear. It sounds like I'm favoring warming it up and that isn't quite true I'm actually saying that warming up your engine by idling it will not harm it.

Another factor in this is that automatic transmissions are designed to run hot and when they are cold, especially winter temperature cold they will cause your engine to over rev. So if you drive away before your transmission warms up and your engine is cold you need to drive with a light right foot to prevent over revving your engine. But again if you drive conservatively you will not harm your engine or your transmission. Once the car is up to normal temps you can drive with more gusto

So if your drive in the morning is in the city I say drive it. If you are less than a mile from getting on the highway I say warm it up. Either way it usually takes some real abuse over time to harm the engine (and the transmission).

#12 GoneWithTheWind on 2016-12-22 13:39 (Reply)

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Thursday, December 22. 2016

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