We are a commune of inquiring, skeptical, politically centrist, capitalist, anglophile, traditionalist New England Yankee humans, humanoids, and animals with many interests beyond and above politics. Each of us has had a high-school education (or GED), but all had ADD so didn't pay attention very well, especially the dogs. Each one of us does "try my best to be just like I am," and none of us enjoys working for others, including for Maggie, from whom we receive neither a nickel nor a dime. Freedom from nags, cranks, government, do-gooders, control-freaks and idiots is all that we ask for.
Against the Gods is an excellent book. Follows the story of risk from the earliest base level understanding(s) of it prior to Columbus, up to present day. It was published several years ago, but should be readily available in a paperback version. Key to anyone desiring a better theoretical understanding of how markets (including those for BBQ) work. The book was written by an insurance company exec, so you get a good primer on how underwriters for catastrophic events do their job. Written prior to 9/11, but would be interesting to see author's take on how an event such as that would fit in.