We are a commune of inquiring, skeptical, politically centrist, capitalist, anglophile, traditionalist New England Yankee humans, humanoids, and animals with many interests beyond and above politics. Each of us has had a high-school education (or GED), but all had ADD so didn't pay attention very well, especially the dogs. Each one of us does "try my best to be just like I am," and none of us enjoys working for others, including for Maggie, from whom we receive neither a nickel nor a dime. Freedom from nags, cranks, government, do-gooders, control-freaks and idiots is all that we ask for.
The distinction of a white-phase animal from an albino is valid and important. I can't see from here if the animal in the image has the characteristic red eyes of a true albino. It looks like a healthy male and most wild albinos don't do so well.
I was interested to learn that the "black" bear (Ursus americanus) ranges from white through cinammon to black, often in the same region. "American" bear would probably be a better name for it.