We are a commune of inquiring, skeptical, politically centrist, capitalist, anglophile, traditionalist New England Yankee humans, humanoids, and animals with many interests beyond and above politics. Each of us has had a high-school education (or GED), but all had ADD so didn't pay attention very well, especially the dogs. Each one of us does "try my best to be just like I am," and none of us enjoys working for others, including for Maggie, from whom we receive neither a nickel nor a dime. Freedom from nags, cranks, government, do-gooders, control-freaks and idiots is all that we ask for.
Rules for Radicals turns to the right. Tiger. We have discussed Alinsky and Gramsci many times here. Along with 1984, Brave New World, Das Kapital, and Animal Farm, they seem to be the handbooks of the Left.
Faith communities should recognize the Religious Left’s ‘40 Days’ campaign for what it is: a politically driven effort to expand a bloated state and make Americans evermore dependent on politicians and bureaucrats for healthcare.
Is a Federal insurance mandate Constitutional? No. Not under the Commerce clause, anyway. The Constitution gives no such power to the government. h/t, Viking
Important essay via Betsy: Do we expect too much from medical insurance? I believe so. At some point, some people seemed to expect "insurance" to pay all of their bills for them instead of simply insuring them against especially high or costly expenses. If a $60 pediatrician visit is too much for somebody, then they cannot afford to have kids yet.
While the commentariat's condescension is almost comical, the whole evil-or-stupid explanation misses the elephant in Obama's room: Americans of all stripes, it turns out, aren't very keen about the government barging into their lives.
Obama is trying to sell us Euro-socialism, which means bribing and intimidating people with their own tax money and corralling everyone with an endless sea of laws and regulations, until they know they can never fight City Hall. The crux of ObamaCare is centralizing power; everybody is made helpless except the politically connected.
Why be scared of a government health program? After all, says the president, “Medicare is a government program that works really well,” and if “we’re able to get something right like Medicare,” we should have more “confidence” about being able to do it for everyone.
On the other hand, says the president, Medicare is “unsustainable” and “running out of money.” By the way, unlike your run-of-the-mill politician’s contradictory statements, these weren’t made a year or even a week apart, but during the same presidential speech in Portsmouth, N.H.
Steyn neglects to mention that, last I heard, the Dem plan is to fold Medicare and Medicaid into the government-controlled single-payer program. Let's face it: their ultimate goal is to put us all in government-run and controlled post-office-style clinics like the Indian Health Service. Clinics in schools too, because modern parents cannot be entrusted to take care of their own kids, can they?
Quote: "..some people seemed to expect "insurance" to pay all of their bills.."
The reason for that is truly complex, but I lay it at the feet of all of us. Call it a conspiracy of congress, employers, and employee ignorance and apathy (I don't know and I don't care.) Congress passed the tax laws such that insurance was fully deductible as a business expense (As a small business person, I am glad of that!) and hid the true cost from the people paying taxes. The employers are not blameless here, they hid the true cost from the employee for a long time, hidden as a 'low cost/no cost benefit', that just so happened to reduce the apparent compensation paid to the employee. And the employees said: "Give me more!" (ignoring where the 'more' came from)
The way (at least one employer I am familiar with) insurance worked was:
When I was employed by large firms I came (eventually) to realize that 'health insurance' was just another form of compensation, replacing salary I would have been paid with a form of co-insurance. So the employer takes part of what I earned from them (my part of the insurance payment), combined it with what the employer WOULD HAVE PAID ME, and paid that into the re-insurance pool.
The employer covered all insurance payments to doctors and such (call this self insurance, using an insurance company to manage the process, I'll pick on Aetna here. Their job was to reject as many claims as possible and hope that you would just go away).
Any year where the insurance paid out from the pool exceeded the budgeted amount, that amount was covered by the re-insurance pool (think Lloyd's). In good years (low claims) the re-insurer made lots of money. In bad years, the re-insurance firms made less money, so the next year the employee's part (and employer's part also) of the co-insurance goes up.
What happened in the past was employers 'ate' the cost of the insurance by low employee insurance payments, until costs started spiraling out of control sometime in the late '80s.
Now that I am a small business person, I see how that employer part/employee part worked, the insurance pool, and co-insurance since I pay it all. I now have %100 employer paid insurance, where I pay my employee's full cost of insurance. I also buy 're-insurance' in the form of a high deductible health insurance policy. Eyeglasses? I pay it all. Dental? I pay it all. Regular doctors visits? I pay it all. Prescriptions? I pay it all. Family coverage? I pay it all. Life insurance? (I would pay it all but at my age I have opted for the CD at the bank form of death benefit). I found out how Employer benefits and medical insurance works. What makes me angry is I had to find out HOW all that worked AFTER I BECAME AN EMPLOYER, not when I was an employee. It was too easy as an employee to just let the company handle all the gory details.
[snark] I am so glad the Won will relieve me of this problem, where I won't have to worry about 'insurance' anymore and everything will be covered. And I will be so glad to commit my bio-mass to the soylent green manufacturer too. [/snark]