We are a commune of inquiring, skeptical, politically centrist, capitalist, anglophile, traditionalist New England Yankee humans, humanoids, and animals with many interests beyond and above politics. Each of us has had a high-school education (or GED), but all had ADD so didn't pay attention very well, especially the dogs. Each one of us does "try my best to be just like I am," and none of us enjoys working for others, including for Maggie, from whom we receive neither a nickel nor a dime. Freedom from nags, cranks, government, do-gooders, control-freaks and idiots is all that we ask for.
Defined benefit pension systems have rules that strongly favor long term workers. Workers often didn’t qualify for pensions until they worked a threshold number of years—if you left the company before you ‘vested’, you lost your pension benefits. And because length of service played a large role in calculating pension benefits, workers who changed jobs or careers often ended up with very small pensions. There have been heartrending cases of workers in manufacturing companies who lost everything when their jobs went abroad before they had worked enough years to collect a good pension. And in their 40s and 50s, many could not replace those jobs or the lost pension benefits.
Those old-time pensions are a thing of the past, except for some government employees.