In the crematorium, will you sizzle nicely or will your corpse burn down the funeral home?
We recently posted about abdominal muscles and abdominal wall fat, but fat of course is widely-distributed on the body. It's not all subcutaneous. Much of the excess fat you have is intramuscular and most of it is stored amongst your guts in the large packets of soft lard which produce the belly.
The human body is a sponge for carbs. It is designed to be a prepper for the next famine. If you have ever assisted with surgery on a heavy person, those giant yellow blobs of adipose clinging to the organs and intestines mean trouble. They ooze a slippery oil that make it difficult to hold onto a tool and get in the way of everything you try to do. Disgusting. Surgeons hate working on heavy people because of that. It pisses them off but they deal with it. Risky, though.
But, with the first incision when the yellow subcutaneous globules billow up and flow out onto your skin, they will say things about you that you would not like to hear. It's one reason they knock you out first. Handling all of that goo in my youth helped motivate me to stay fit in middle age.
Around 15% body fat is considered good, athletic fitness for men, and about up around 19-23% for women. Women naturally carry somewhat more fat in their hips, butts, and boobs. Less than 19% in women is for under-30 year-olds, body-builders, the naturally-skinny, and if it gets too low, those with eating problems. No need for expensive tests to assess yourself. Just compare your image below the fold, from here.