We are a commune of inquiring, skeptical, politically centrist, capitalist, anglophile, traditionalist New England Yankee humans, humanoids, and animals with many interests beyond and above politics. Each of us has had a high-school education (or GED), but all had ADD so didn't pay attention very well, especially the dogs. Each one of us does "try my best to be just like I am," and none of us enjoys working for others, including for Maggie, from whom we receive neither a nickel nor a dime. Freedom from nags, cranks, government, do-gooders, control-freaks and idiots is all that we ask for.
On snowbound days, one pays attention to money. Unless one is a successful professional trader, we tend towards the Random Walk approach for savings. For value equity-picking, if you can beat Buffet and Munger over the long haul, good for you. However, 99% of professional equity investors cannot beat the S&P 500 over time - especially including fees. Not to mention bonds, real estate, precious metals, etc.
That's why we use only Vanguard Funds and ETFs, just as Buffet does with his funds for his family (he gives away most of his wealth to charity and is extremely stingy with his kids). Very cheap funds and ETFs. Only rarely do we purchase individual equities or bonds, and we do not have the wealth for venture funds or hedge funds.
I use the Tom and Ray Magliozzi (the Car Talk guys) Capital Depreciation Fund. They guarantee that if you invest through them, you will get fifty percent of your money back. Compare that with any Vanguard index fund. You're welcome.