We are a commune of inquiring, skeptical, politically centrist, capitalist, anglophile, traditionalist New England Yankee humans, humanoids, and animals with many interests beyond and above politics. Each of us has had a high-school education (or GED), but all had ADD so didn't pay attention very well, especially the dogs. Each one of us does "try my best to be just like I am," and none of us enjoys working for others, including for Maggie, from whom we receive neither a nickel nor a dime. Freedom from nags, cranks, government, do-gooders, control-freaks and idiots is all that we ask for.
Insurers have spent two years revising their plans to meet Obamacare legal requirements, erasing their old plans and creating new ones with new pricing and new, expanded coverages (in many cases) and new deductibles. Not to mention 20,000 pages of government regulations to try to understand. Thus we had, today, yet another phony false promise which, as I understand it, is not even consistent with the law even if it could be done.
You break it, you own it.
Our government moral and intellectual superiors have done it once again. The road to hell is paved with good intentions, but hubris exists as does Nemesis, even today. Good Lord, save us from others with good intentions towards us.
We at Maggie's HQ are lucky. Our very cheap $10,000 deductible family policy didn't change at all, so "we can keep it." "Allowed" to keep it? Well, thanks, geniuses. I bought that, my choice. Our IQ is over 100 (if you add Mrs. BD's IQ in there), so we aren't stupid. Am I allowed to keep my car too? Or is it "substandard"? It gets me to Dunkin' Donuts every morning at 4:45 so it's good enough for me.
With every misstep, Obama paints himself further into the corner (that makes me smile, since my house is being painted this week). The American people, as well as other governments around the world, are taking notice of the chaos and confusion. The great legacy is slipping through his fingers, like fine white Hawaiian beach sand. Our modern day Caesar says make it so, and so it was...or wasn't. If the administration misses the President's self-imposed November 30 "red-line" to fix the health insurance Web site, as many think likely, what then? Another Rose Garden speech announcing the individual mandate is postponed by one more lawless executive decree?
Pass the popcorn, please! This is great political theater.
Watching our government fall apart isn't fun, aided and abetted by a propaganda spouting press. Knowing there are all sorts of people around the country suffering through no insurance is no fun. But what is fun is watching this collection of self-impressed utopian ideologues hit the surface of the earth after the wings melt.
The Feds should be seen and not heard, like little kids from forty years ago.
Oh, one more thing, can we turn Eric Holder over to the Mexican government for running guns to the cartels once this is all over?
According to the President’s announcement, insurance companies will be allowed to renew policies that were in force as of October 1, 2013 for one additional year, even if they fail to meet relevant PPACA requirements. What is the legal basis for this change? The Administration has not cited any. According to various press reports, the Administration argues it may do this as a matter of enforcement discretion (much as it did with immigration). In other words, the Administration is not changing the law. It’s just announcing it will not enforce federal law (while simultaneously threatening to veto legislation that would authorize the step the President has decided to take).
Does this make the renewal of non-compliant policies legal? No. The legal requirement remains on the books so the relevant health insurance plans remain illegal under federal law. The President’s decision does not change relevant state laws either. So insurers will still need to obtain approval from state insurance commissioners. This typically requires submitting rates and plan specifications for approval. This can take some time, and is disruptive because most insurance companies have already set their offerings for the next year. It’s no wonder that some insurance commissioners have already indicated they have no plans to approve non-compliant plans."
"The “fix” amounts to new legislation – but enacted without Congress. The President has no constitutional authority to rewrite statutes, especially in ways that impose new obligations on people, and that is what the fix seems to entail. And of course, this is not the first such extra-statutory suspension of key ObamaCare provisions. "
Suppose there was litigation between the buyer on an illegal policy and the insurer, say for refusal to pay a claim? As insurance policies are contracts, how would the courts decide on a breach of contract case in which the contract itself is illegal?
As for doing good; that is one of the professions which is full. Moreover I have tried it fairly and, strange as it may seem, am satisfied that it does not agree with my constitution.
"There is no odor so bad as that which arises from goodness tainted. It is human, it is divine, carrion. If I knew for a certainly that a man was coming to my house with the conscious design of doing me good, I should run for my life, as from that dry and parching wind of the African deserts called the simoom, which fills the mouth and nose and ears and eyes with dust till you are suffocated, for fear that I should get some of his good done to me,-some of its virus mingled with my blood"
This 100% political. Obama never really knew what was in the ACA nor cared. What mattered is it had some vague intent to give everyone health insurance AND it would inevitably lead to single payer. No that it is all collapsing in front of him he can't bring himself to either compromise with the loyal opposition or to admit that the Republicans were right all along. He would prefer, just as Major Kong did in the movie Dr. Strangelove, ride this bomb down to destruction then admit any defeat. But then, this might have been plan "B" from the very beginning. After all the ACA was intended to break the system and force a single payer plan on the country. So why would he not ride this dead horse into the ground?