We are a commune of inquiring, skeptical, politically centrist, capitalist, anglophile, traditionalist New England Yankee humans, humanoids, and animals with many interests beyond and above politics. Each of us has had a high-school education (or GED), but all had ADD so didn't pay attention very well, especially the dogs. Each one of us does "try my best to be just like I am," and none of us enjoys working for others, including for Maggie, from whom we receive neither a nickel nor a dime. Freedom from nags, cranks, government, do-gooders, control-freaks and idiots is all that we ask for.
Those on the inside know that, when Dems talk class warfare, they are always winking at the bankers and at the ultra-wealthy, and hoodwinking naive populist voters. (I have nothing against the bankers. They are necessary for almost everything, but it would be fine with me if their politics were more balanced.)
I don't see how anyone in either party can NOT hate the bankers. Banking stopped being an honorable job when all the banks made so-called NSF fees their main profit center, and they've only gotten worse from there.
Making a loan to somebody when you know darn well they won't be able to pay it off is fraud. All the bankers who did this ought to be in jail today, and that's nearly all of them.
I have no use for the CFPB, but in its place I propose two new rules that, if kept in place, would prevent any recurrence.
(1) Effective immediately, no corporation is allowed to be in business as a bank, investment bank, or broker. They must all convert to partnerships or shut down. The problem this solves is the irresponsibility the corporate veil creates and enables. Anyone who manages other people's life savings needs to be liable to lose his own if he blows it.
(2) Any future "bailout" or "rescue" must rescue only the depositors and let the institution die. Emergency powers shall not extend to making any exception.