We are a commune of inquiring, skeptical, politically centrist, capitalist, anglophile, traditionalist New England Yankee humans, humanoids, and animals with many interests beyond and above politics. Each of us has had a high-school education (or GED), but all had ADD so didn't pay attention very well, especially the dogs. Each one of us does "try my best to be just like I am," and none of us enjoys working for others, including for Maggie, from whom we receive neither a nickel nor a dime. Freedom from nags, cranks, government, do-gooders, control-freaks and idiots is all that we ask for.
Obamacare wasn’t intended to increase competition. Never. It was intended to force millions of Americans and all insurance companies to behave according to Barack Obama and the far left’s notion of “fairness.” Obamacare was built to limit the number of plans available and force insurance companies to act against their own economic interests, in the name of “fairness.” It was built to force millions of healthy young Americans at the dawn of their careers to subsidize older, less healthy Americans.
As somebody commented, Obamacare was designed to convert insurance companies into government-serving utilities, selling government-designed one-size-fits-all products at government-determined prices. Now watch the insurance companies get blamed for doing what the government forced them into.
I didn't have the impression that the insurance companies didn't want to serve in that capacity, quite the opposite. I don't recall if it was Bevan or Attlee who, when asked how he got the doctors to go along with the British NHS legislation, said he stuffed their mouths with money. I suspect the insurance companies suffered a similar weakness for the green.
I still think people don't get that medicare is a large basket of money the government simply has its hands in, likewise social security. They use it for other things then wonder why it is not now available. Health care in this country was a large cash cow, now the cash is available to the government with private insurance on the side feeding at the leftovers. A new basket of money for them to use as political blackmail and waste on frivolous projects.
I think this was well planned. The media and many politicians who are opposed to Obamacare did little or nothing until it became clear that now Obamacare cannot and will not be stopped. It will morph into something else, that was always the plan. There will be plenty of pork all around for congressmen to bring home to their districts and their friends. This is a win/win for politicians, illegal aliens and socialist the only losers are Americans in general. That was the plan all along. Did you really think otherwise?
Who's subsidizing whom? We are in the same boat as 16 million other Americans who are losing their individual healthcare policies because they are deemed "non-standard" under the ACA. Our deductible ($10K) is considered too high. Our new deductible will be $6,250. Unfortunately, our new annual premiums will be $4,800 higher.
Actuarily, that obviously makes no sense. You don't charge $4,800 a year to compensate for a $3,750 decrease in a deductible. Part of the increase in our premiums must be to subsidize other policyholders. We're in our 50s. The policy covers just the two of us.