Clearest explanation I've seen about Obamacare: The Real Trouble With the Birth-Control Mandate -Critics are missing the main point. There are good reasons that your car-insurance company doesn't add $100 to your premium and then cover oil changes.
One quote:
Notice the doublespeak confusion of "access" and "cost." I have "access" to toothpaste because I have two bucks in my pocket and a competitive supplier. Anyone who can afford a cell phone can afford pills or condoms.
Poor women who can't afford birth control are a red herring in this debate. HHS isn't limiting this mandate to the poor anyway. We all have to pay. The very poor typically don't have employer-provided health insurance in the first place. "Allowing women to space their pregnancies"? Was there some sort of federal ban on birth control before this?
It's not about "access" and it's not about "insurance." It's because Americans, when paying even modest copayments, choose to spend their money on other things. They prefer a new iPod to a "wellness visit" to the doctor.
As the HHS unwittingly admits: "Often because of cost, Americans used preventive services at about half the recommended rate." Remember, we're supposed to be worrying about skyrocketing health-care expenses. Doubling the number of wellness visits and free pills sounds great, but who's going to pay for it? There is a liberal dream that by mandating coverage the government can make something free.
Sorry. Every increase in coverage means an increase in premiums.
That doublespeak about access and cost is what I have been writing about. If it's a plan to pay for every medical cost, it isn't insurance in any ordinary sense.