"Locus of control" is a psychological concept popularized and studied by psychologist Julius Rotter. It refers mainly to the extent to which a person thinks of himself as master of, or at least as prime determinant of, his life and fate. Captain of his ship, so to speak, or at least Navigator.
In America, we consider an "internal locus of control" as a sign of character strength (associated with determination, a can-do spirit, resilience, etc), and "external locus of control" as a sign of characterologic frailty (associated with blaming, excuses, scapegoating, dependency, complaints of unfairness, etc).
I say "in America" because some cultures support external localization while some cultures disparage the tendency to attribute unwelcome results to external forces, whether human, luck, God, or whatever. Northern European cultures tend towards the "no excuses," "take your lumps and learn from them" end of the spectrum.
Character is Destiny, or so claimed the ancient Greeks - and Freud.
People who tend towards the external side of things (in my field, we term it "externalizing," or "externalizing defenses") are often less successful in pursuing their goals. These are the people who are unlikely to admit "I screwed up," or "I was wrong," "I failed at so-and-so," "I handled that poorly," or "I don't understand it." The externalizing sorts of defenses are most commonly used to maintain a positive, or inflated, self-image in the face of disappointment but, on the other hand (revealing the internal contradiction) such people are the first to take credit for their successes and achievements.
The modern classic line which dramatizes the two ends of the spectrum is Jimmy Buffet's "Some people claim there's a woman to blame, but I know it's my own damn fault." In America, rightly or wrongly, our traditions respect those who say "It's my own damn fault" instead of blaming external circumstances, life history, bad luck, etc.
We preach that every move we make, or do not make, is a decision for which moral and practical responsibility must be taken, and the consequences of which we must man-up and deal with. Women must man-up, too.
The American ideal of self-reliance and self-responsibility comes into regular conflict with Christian views of God's will and evil forces, with ego-enhancing psychological defences, and also with dependency and victimization attitudes, ideologies and politics. It all keeps life interesting.