California's elected Insurance commissioner is one of the most anti-insurer in the country. He was part of the Democrat slate chosen by state voters in 2010, from Governor on down, despite the Republican tide elsewhere throughout the country.
His latest, lauding the new law signed by the Governor, making it unlawful for health and disability insurers to be the determiner of whether the claimant on a policy is disabled. Now, according to the Insurance Commissioner's press release: "SB 621 protects consumers of life, health, and disability insurance from 'discretionary clauses' in their insurance policies which give the insurer the sole discretion to decide is a beneficiary has become disabled, even if the consumer has a doctor certify that they are disabled," said Commissioner Jones."
How's doctor certifications worked out in California?
According to the Los Angeles Times, 11% of California drivers used a doctor's note to get a disabled parking tag, so they can park for free in any spot and use those reserved for handicapped drivers. Some truly are handicapped. Most of us have witnessed most parking in those spots getting around fine. According to the deputy chief of investigations of the California DMV, "With the emphasis on fraudulent use ... when we go out, typically on average it's in the area of a 30 to 40 percent violation rate." This is just those using someone else's handicap parking tag. There is no verification of those who obtained a tag with a doctor's note.
Yeah, doctor's notes to obtain health insurance or disability insurance payouts. That's the ticket..........to further destroy insurers and leave us all to government-run, taxpayer-paid coverage.
