We are a commune of inquiring, skeptical, politically centrist, capitalist, anglophile, traditionalist New England Yankee humans, humanoids, and animals with many interests beyond and above politics. Each of us has had a high-school education (or GED), but all had ADD so didn't pay attention very well, especially the dogs. Each one of us does "try my best to be just like I am," and none of us enjoys working for others, including for Maggie, from whom we receive neither a nickel nor a dime. Freedom from nags, cranks, government, do-gooders, control-freaks and idiots is all that we ask for.
I just came up this this at my desk. "New services" means new medical services people will use now that they have insurance - along the lines of preventative care etc, which in my option may decrease "S" in the long term but not enough for an overall economic benefit. This model assumes the cost of insurance will be the same for everyone. My colleagues think it is a pretty robust equation.
Seems to me she gets to the heart of it. No, insurance companies cannot afford it without raising rates to a level which is impossible for the middle class and unacceptible to the federal regulators. Like requiring people to buy hybrid Rolls Royces that they don't want and cannot use. Then the companies will be blamed for the prices and few will remember that the government required the whole mess (just like the housing bubble).
What part of the American economy is not controlled by the U.S. Government?
How long before the Feds tell us when to see a doctor (and when not to), which doctor to see, how much treatment we deserve, etc.
Will our electronic medical records be used to "persuade" us to vote for Candidate Zero?
What now remains of America qua America?
I no longer recognize my own country.
Here is a question for MF readers. I don't know the answer to it. Perhaps someone else does.
If an individual does not get health insurance either from an employer or by purchasing it himself, he is supposed to pay a "tax penalty" to the IRS when he files his income tax. Who is subject to the penalty? Is there an income threshhold below which a person escapes the tax? A large fraction of the people in this country pay no federal income tax because their income is too low to trigger one. Does that mean such people will avoid a penalty if they fail to get health insurance? How many people fall in this category and will be exempt from a tax penalty? In other words, in the way the law is written, is the tax penalty means tested? Does that alter the Constitutional arguments that were applied by Justice Roberts when he labeled the penalty a tax?